Financial Arrangements

Dental health is an important part of our medical and psychological well-being. Financial considerations can pose challenges to attaining and maintaining ideal dental health. We are sensitive to these challenges and work with patients to find effective solutions,  suited to patients’ individual needs..

Our standard options are as follows. In addition to cash or check, we accept VISA, MasterCard, and debit cards plus Care Credit, a healthcare credit card company offering interest-free financing for up to 24 months and financed plans up to 60 months. You may make application on line by clicking here. We can help you complete application, if necessary.

With Care-Credit third-party financing, you can:

-Start treatment immediately
-Enjoy low monthly payments
-Finance up to 100% of the treatment cost
-Choose between several payment options
-Pay no costs upfront
-Pay no annual fees

We are in-network with most plans written by the following dental insurance companies:

  • Aetna
  • Ameritas
  • GEHA
  • Guardian
  • MetLife
  • Principal
  • United Concordia
  • UHC

Important note: the benefits marketplace in the U.S. is evolving rapidly at present. All of our in-network payments are currently made through either the Careington or Zelis clearninghouses, with the exception of United Concordia, which remains direct. Some dental insurance carriers may list our practice as out of network when we are, in fact, in network. Thus, in-network status must be determined on an individual basis.

In addition, many dental insurance companies are now ceasing their relationship with Careington without prior notice, which makes them out of network with dental practices. They then turn to the dental practices and offer fee schedules that are lower than what they were before. At times they may then go back into a billing relatoinship with Careington …

This whole process can cause a great deal of upset for patients, dentists and their teams. If it happens to you, we advise you to request your H/R or benefits decision maker to take aggressive corrective action.

We also have an in-house Plan, described in detail on its own page, which makes treatment and especially preventive care more affordable.